Office of Foreign Assets Control
Sanctions List Service and List Data
· Published
Oct 2, 2026
Rulint Regulatory Intelligence
Monitor broadly. Surface what matters to financial services.
Rulint monitors authoritative regulatory and supervisory sources, assesses financial-services relevance, and surfaces developments that may affect compliance testing, existing test coverage, or emerging testing needs.
34
active monitored source channels
7446
monitored source records
From Monitoring to Testing Intelligence
Broad source monitoring becomes governed regulatory intelligence.
The complete monitoring universe remains available for transparency. The default Financial Services Intelligence view surfaces finance-relevant records identified through Rulint's relevance process.
1
Monitor Sources
Collect records from authoritative federal, state,
supervisory, enforcement, and examination sources.
2
Assess Relevance
Evaluate whether monitored developments are relevant
to financial-services compliance.
3
Surface Intelligence Events
Normalize relevant developments into a finance-focused
financial-services intelligence universe.
4
Connect to Testing
Use intelligence to inform existing-test impact,
new testing needs, research, and selected Insights.
Default Record Universe
Financial Services Intelligence
This view shows finance-relevant records from Rulint's monitored regulatory and supervisory sources. Records from financial-services- focused sources are included by governed source scope; broader government sources are screened at the individual-record level. Human review governs downstream research and Insights publication and may enrich a record, but is not required for the monitored record to appear here.
Want the complete underlying monitoring universe? Switch Record Universe to All Monitored Records .
CFPB Consumer Complaint Database
CFPB Complaint Intelligence
Aggregate complaint activity provides descriptive context alongside Rulint's regulatory and supervisory monitoring. Rulint does not ingest or display individual consumer complaint records.
Current 28-day period
Sep 5, 2026 – Oct 2, 2026
CFPB data indexed through Oct 2, 2026
Sep 5, 2026 – Oct 2, 2026
CFPB data indexed through Oct 2, 2026
520,572
aggregate complaints · current 28 days
613,905
aggregate complaints · prior 28 days
-15.2%
total-volume change vs. prior period
18,592
average aggregate complaints per day
Overall aggregate complaint volume was 15.2% lower than the immediately preceding 28-day period.
The largest product category was Credit reporting or other personal consumer reports , representing 94.4% of aggregate complaints during the current period.
The leading reported issue was Incorrect information on your report , representing 57.4% of the current-period aggregate.
Leading Products
| Product | Count | Share | vs. prior |
|---|---|---|---|
| Credit reporting or other personal consumer reports | 491,311 | 94.4% | -13.5% |
| Debt collection | 13,871 | 2.7% | -28.3% |
| Credit card | 4,482 | 0.9% | -41.7% |
| Checking or savings account | 4,172 | 0.8% | -43.3% |
| Money transfer, virtual currency, or money service | 1,857 | 0.4% | -39.7% |
Leading Issues
| Issue | Count | Share | vs. prior |
|---|---|---|---|
| Incorrect information on your report | 298,856 | 57.4% | -13.0% |
| Problem with a company's investigation into an existing problem | 97,225 | 18.7% | -15.2% |
| Improper use of your report | 93,012 | 17.9% | -13.0% |
| Attempts to collect debt not owed | 7,245 | 1.4% | -27.0% |
| Managing an account | 2,482 | 0.5% | -44.1% |
No material trend signal identified
No product or issue increase met Rulint's current volume, normalized-change, and share-gain thresholds for this observation.
Historical Descriptive Context
12-Month Complaint Context
Completed calendar-month aggregates from Oct 2025 through Sep 2026. The current partial month remains represented by the rolling 28-day analysis above rather than being mixed into completed-month history.
6,882,572
aggregate complaints across
12
completed months
18,856
average aggregate complaints per day
across the historical period
-2.2%
recent 3-month daily rate vs.
preceding 3 completed months
Monthly Aggregate Volume
Oct 2025
519,787
Nov 2025
496,658
Dec 2025
512,476
Jan 2026
541,265
Feb 2026
497,104
Mar 2026
614,917
Apr 2026
618,226
May 2026
619,754
Jun 2026
622,476
Jul 2026
698,660
Aug 2026
563,180
Sep 2026
578,069
Recent 3-Month Context
Jul 2026 through Sep 2026 · 1,839,909 aggregate complaints · 19,999 per day.
Leading products
Credit reporting or other personal consumer reports
93.7%
Debt collection
2.9%
Credit card
1.0%
Checking or savings account
0.9%
Money transfer, virtual currency, or money service
0.4%
Leading issues
Incorrect information on your report
56.3%
Problem with a company's investigation into an existing problem
19.1%
Improper use of your report
17.8%
Attempts to collect debt not owed
1.4%
Managing an account
0.5%
Descriptive context only.
Monthly totals and recent-period comparisons summarize
aggregate complaint activity. They are separate from
Rulint's governed 28-day signal policy and do not, by
themselves, represent a finding, violation, or material
trend determination.
Methodology and limitations
Rulint compares aggregate CFPB complaint activity for the latest 28 completed days with the immediately preceding 28-day period. Product and issue summaries above are descriptive and are not, by themselves, findings of misconduct, regulatory violations, or statistical significance.
CFPB complaint data are consumer-submitted and may reflect submission patterns, reporting timing, categorization, and other factors. Rulint queries aggregate counts only; individual complaint records are not ingested. Source data license: CC0.
Financial-services regulatory intelligence
883 result(s)
· newest publication/effective date:
Oct 2, 2026
Office of Foreign Assets Control
Recent Actions, FAQs, Guidance, and Civil Penalties
· Published
Oct 2, 2026
Counter Terrorism Designations
Office of Foreign Assets Control
Sanctions List Service and List Data
· Published
Oct 1, 2026
OFAC sanctions list delta 2026-10-01_delta.xml
Office of Foreign Assets Control
Recent Actions, FAQs, Guidance, and Civil Penalties
· Published
Oct 1, 2026
Iran-related Designations and Designations Updates; Transnational Criminal Organizations Designation; Publication of Iran-related Determination; Publication of Amended Iran-related Frequently Asked Question
Nationwide Multistate Licensing System
State and Agency News / Proposals / Release Notes
· Published
Oct 1, 2026
Prepare Now – NMLS Annual Renewal Starts Nov. 1
Financial Crimes Enforcement Network
Alerts, Advisories, Notices, Rulings, and Enforcement
· Published
Oct 1, 2026
FinCEN Alert on the A7 Network
California Department of Financial Protection and Innovation
Laws, Regulations, Rulemaking, Actions, and Orders
· Published
Oct 1, 2026
Waterstone Mortgage Corporation
Office of the Comptroller of the Currency
OCC Bulletins
· Published
Sep 30, 2026
Concentrations of Credit: Revised Comptroller’s Handbook Booklet and Rescissions
Office of the Comptroller of the Currency
Comptroller's Handbook
· Published
Sep 30, 2026
Comptroller's Handbook: Concentrations of Credit
Office of Foreign Assets Control
Sanctions List Service and List Data
· Published
Sep 30, 2026
OFAC sanctions list delta 2026-09-30_delta.xml
Office of Foreign Assets Control
Recent Actions, FAQs, Guidance, and Civil Penalties
· Published
Sep 30, 2026
Counter Terrorism and Transnational Criminal Organizations Designations; Belarus, Counter Narcotics, and Libya Designations Removals
Office of Foreign Assets Control
Recent Actions, FAQs, Guidance, and Civil Penalties
· Published
Sep 29, 2026
Publication of Regulatory Amendments; Publication of Cuba Sanctions Regulations; Issuance of New and Amended Cuba-related Frequently Asked Questions; Publication of Cuba-related OFAC Alert
Office of Foreign Assets Control
Sanctions List Service and List Data
· Published
Sep 29, 2026
OFAC sanctions list delta 2026-09-29_delta.xml
Office of Foreign Assets Control
Recent Actions, FAQs, Guidance, and Civil Penalties
· Published
Sep 29, 2026
Counter Narcotics, Counter Terrorism, Iran-related, and Non-Proliferation Designations
Conference of State Bank Supervisors
Press Releases, Policy, and Networked Supervision
· Published
Sep 29, 2026
CSBS Launches Nonbank Industry Advisory Council
California Department of Financial Protection and Innovation
Laws, Regulations, Rulemaking, Actions, and Orders
· Published
Sep 29, 2026
Wallick and Volk, Inc.
Office of Foreign Assets Control
Recent Actions, FAQs, Guidance, and Civil Penalties
· Published
Sep 28, 2026
Issuance of Amended Venezuela General Licenses
California Department of Financial Protection and Innovation
Laws, Regulations, Rulemaking, Actions, and Orders
· Published
Sep 25, 2026
GLO Tanning Franchise, LLC
Texas Department of Banking
Enforcement, Rulemaking, Guidance, Industry Notices, and Press Context
· Published
Sep 24, 2026
Texas Banking Commissioner Issues Consent Order Against Jesse Romo Prohibiting Further Participation
Office of Foreign Assets Control
Recent Actions, FAQs, Guidance, and Civil Penalties
· Published
Sep 24, 2026
Publication of Regulatory Amendments; Publication of Report for Licensing Activities Undertaken Pursuant to the Trade Sanctions Reform and Export Enhancement Act (TSRA)
Federal Deposit Insurance Corporation
Consumer Compliance Examination Manual
· Published
Sep 24, 2026
II-11 Appeals
Board of Governors of the Federal Reserve System
Enforcement Actions
· Published
Sep 24, 2026
Ontario Bancorporation, Inc., Ontario, Wisconsin
Texas Department of Banking
Enforcement, Rulemaking, Guidance, Industry Notices, and Press Context
· Published
Sep 23, 2026
Texas Banking Commissioner Issues Order Against Rose Ellermann Prohibiting Further Participation
Texas Department of Banking
Enforcement, Rulemaking, Guidance, Industry Notices, and Press Context
· Published
Sep 23, 2026
2026-018 Removal / Prohibition Order Romo, Jesse
Texas Department of Banking
Enforcement, Rulemaking, Guidance, Industry Notices, and Press Context
· Published
Sep 23, 2026
2026-016 Consent Order Triple A Technologies Pte Ltd, Singapore
Office of the Federal Register
FederalRegister.gov API and Daily Document Corpus
· Published
Sep 23, 2026
Notice of OFAC Sanctions Action
Office of Foreign Assets Control
Sanctions List Service and List Data
· Published
Sep 23, 2026
OFAC sanctions list delta 2026-09-23_delta.xml
Office of Foreign Assets Control
Recent Actions, FAQs, Guidance, and Civil Penalties
· Published
Sep 23, 2026
Democratic Republic of the Congo-related Designations Removals
New York State Department of Financial Services
Regulatory Activity and Industry Guidance
· Published
Sep 23, 2026
Notice of Adoption
New York State Department of Financial Services
Regulatory Activity and Industry Guidance
· Published
Sep 23, 2026
Final Adoption of the First Amendment to 11 NYCRR 77 (Insurance Regulation 220)
New York State Department of Financial Services
Regulatory Activity and Industry Guidance
· Published
Sep 23, 2026
Consent Order to Allied Professionals' Insurance Services
New York State Department of Financial Services
Regulatory Activity and Industry Guidance
· Published
Sep 23, 2026
Assessment of Public Comments
Nationwide Multistate Licensing System
State and Agency News / Proposals / Release Notes
· Published
Sep 23, 2026
Rich Madison Joins NAMB Podcast to Highlight NMLS Annual Renewal and More
Office of the Comptroller of the Currency
OCC Bulletins
· Published
Sep 21, 2026
Cybersecurity: Cybersecurity Supervision Work Program
California Department of Financial Protection and Innovation
Laws, Regulations, Rulemaking, Actions, and Orders
· Published
Sep 21, 2026
Eric Justin Long
Office of Foreign Assets Control
Sanctions List Service and List Data
· Published
Sep 18, 2026
OFAC sanctions list delta 2026-09-18_delta.xml
Office of Foreign Assets Control
Recent Actions, FAQs, Guidance, and Civil Penalties
· Published
Sep 18, 2026
Expiration of Emergency With Respect to the Situation in Ethiopia; Ethiopia-related Designations Removals; Issuance of Amended Russia-related General License and Associated Frequently Asked Questions
Nationwide Multistate Licensing System
State and Agency News / Proposals / Release Notes
· Published
Sep 18, 2026
NMLS Scheduled for System Maintenance Saturday, Sept. 19
Nationwide Multistate Licensing System
State and Agency News / Proposals / Release Notes
· Published
Sep 18, 2026
NMLS Release Scheduled for Saturday, Sept. 19
Nationwide Multistate Licensing System
State and Agency News / Proposals / Release Notes
· Published
Sep 18, 2026
2026.9 Release
Office of Foreign Assets Control
Sanctions List Service and List Data
· Published
Sep 17, 2026
OFAC sanctions list delta 2026-09-17_delta.xml
Office of Foreign Assets Control
Recent Actions, FAQs, Guidance, and Civil Penalties
· Published
Sep 17, 2026
Iran-related Designations; Cuba Designations; Belarus-related Designations Removals
Federal Deposit Insurance Corporation
Financial Institution Letters
· Published
Sep 17, 2026
Rescission of the Board Statement on the Development and Communication of Supervisory Recommendations
Federal Deposit Insurance Corporation
Financial Institution Letters
· Published
Sep 17, 2026
Notice of Proposed Rulemaking on State Bank Parity
Federal Deposit Insurance Corporation
Financial Institution Letters
· Published
Sep 17, 2026
FDIC Issues Proposal on Bank Merger Transactions
Conference of State Bank Supervisors
Press Releases, Policy, and Networked Supervision
· Published
Sep 17, 2026
CSBS Strongly Supports the FDIC’s Proposed State Bank Parity Rule
California Department of Financial Protection and Innovation
Laws, Regulations, Rulemaking, Actions, and Orders
· Published
Sep 17, 2026
Stablegains Inc.
Office of Foreign Assets Control
Recent Actions, FAQs, Guidance, and Civil Penalties
· Published
Sep 16, 2026
Russia-related Designations Removals; Counter Narcotics Designation Removal; Issuance of Amended Venezuela General License and Frequently Asked Question
Office of Foreign Assets Control
Sanctions List Service and List Data
· Published
Sep 16, 2026
OFAC sanctions list delta 2026-09-16_delta.xml
Conference of State Bank Supervisors
Press Releases, Policy, and Networked Supervision
· Published
Sep 16, 2026
CSBS Announces AI Supervisory Framework
Page 1
of 18
Sources & Coverage
Rulint's regulatory intelligence program uses selected authoritative financial-services sources through several coverage models, including direct monitoring, aggregate trend analysis, lifecycle and publication-integrity enrichment, derived regulatory overlays, and authoritative reference sources.
Board of Governors of the Federal Reserve System
FED-ENF
Enforcement Actions
Federal Reserve enforcement actions relevant to bank governance, consumer compliance, BSA/AML, and operational control failures.
2895
indexed records
2895
dated records
Board of Governors of the Federal Reserve System
FED-MAN
Supervision Manuals and Consumer Compliance Handbook
Federal Reserve supervision manuals and consumer-compliance handbook materials.
91
indexed records
16
dated records
Board of Governors of the Federal Reserve System
FED-SRCA
Supervision and Regulation Letters / Consumer Affairs Letters
Federal Reserve SR and CA Letters conveying supervisory, consumer-affairs, and policy expectations.
6
indexed records
6
dated records
California Department of Financial Protection and Innovation
CA-DFPI
Laws, Regulations, Rulemaking, Actions, and Orders
California financial-services laws and rulemaking, DFPI actions and orders, commissioner releases, CCFPL, EWA, and digital-financial-assets developments.
362
indexed records
124
dated records
California Privacy Protection Agency
CA-CPPA
Announcements and Advisories
California privacy agency announcements, advisories, rulemaking developments, and privacy-compliance signals relevant to financial-services data use.
153
indexed records
31
dated records
Conference of State Bank Supervisors
CSBS
Press Releases, Policy, and Networked Supervision
State-regulatory coordination, multistate enforcement, networked supervision, licensing policy, and state-system modernization discovery.
29
indexed records
29
dated records
Consumer Financial Protection Bureau
CFPB-DATA
Consumer Complaint Database
Official complaint data used for emerging-risk, trend, and editorial discovery across financial products and institutions.
9
trend observations
520572
complaints in latest 28-day window
Official source
Aggregate trend monitoring · Operational
Latest observation:
Oct 3, 2026
Individual complaint records are not ingested.
Consumer Financial Protection Bureau
CFPB-ENF
Enforcement Actions
CFPB enforcement complaints, consent orders, stipulated judgments, and related litigation materials.
25
indexed records
25
dated records
Consumer Financial Protection Bureau
CFPB-GUIDE
Guidance and Withdrawn Guidance
CFPB interpretive rules, policy statements, advisory opinions, circulars, compliance bulletins, and withdrawn guidance status.
146
indexed records
145
dated records
Consumer Financial Protection Bureau
CFPB-RULES
Regulations and Policy / Rulemaking
CFPB final rules, rules under development, notices, rule-stage pages, withdrawals, rescissions, and related consumer-finance rulemaking.
1
indexed records
0
dated records
Consumer Financial Protection Bureau
CFPB-SUP
Supervision and Examination Manual
CFPB examination manual chapters and examination procedures relevant to evidence expectations, examination scope, and testing design.
37
indexed records
0
dated records
Consumer Financial Protection Bureau
CFPB-SH
Supervisory Highlights
Periodic supervisory findings and special editions identifying operational control failures, exam findings, and emerging consumer-compliance risks.
17
indexed records
0
dated records
Federal Deposit Insurance Corporation
FDIC-CEM
Consumer Compliance Examination Manual
Section-level FDIC consumer-compliance examination manual content and updates.
75
indexed records
6
dated records
Federal Deposit Insurance Corporation
FDIC-FIL
Financial Institution Letters
FDIC Financial Institution Letters and related transmittals covering regulations, policies, guidance, and interagency developments.
25
indexed records
25
dated records
Federal Financial Institutions Examination Council
FFIEC-BSA
BSA/AML Examination Manual and InfoBase
Interagency BSA/AML examination manual, procedures, and related examination content.
Reference
authoritative source
Cross-source
change detection
Official source
Authoritative reference · Cross-source detection
Changes are detected through related official regulator
channels and verified against the authoritative FFIEC source.
Federal Financial Institutions Examination Council
FFIEC-IT
IT Examination Handbook InfoBase
Interagency IT examination handbook materials relevant to technology, cybersecurity, architecture, development, operations, and third-party controls.
Reference
authoritative source
Cross-source
change detection
Official source
Authoritative reference · Cross-source detection
Changes are detected through related official regulator
channels and verified against the authoritative FFIEC source.
Federal Housing Finance Agency
FHFA-AB
Advisory Bulletins
FHFA Advisory Bulletins providing supervisory guidance to Fannie Mae, Freddie Mac, Federal Home Loan Banks, and other FHFA-regulated entities, including authoritative rescission lifecycle data.
162
indexed records
162
dated records
Financial Crimes Enforcement Network
FINCEN-GUIDE
Alerts, Advisories, Notices, Rulings, and Enforcement
FinCEN advisories, alerts, notices, fact sheets, administrative rulings, regulatory releases, and enforcement actions.
20
indexed records
20
dated records
Financial Crimes Enforcement Network
FINCEN-FR
Federal Register Notices
FinCEN rulemaking, notices, geographic targeting orders, special measures, and BSA/AML regulatory actions linked to Federal Register publications.
Federal Register
upstream source
Derived
agency overlay
Official source
Derived Federal Register overlay
FinCEN-attributed Federal Register activity is derived from
the Federal Register source to avoid duplicate records.
National Credit Union Administration
NCUA-GUIDE
Letters to Credit Unions and Other Guidance
NCUA letters, supervisory letters, risk alerts, regulatory alerts, accounting bulletins, and other authoritative guidance concerning credit-union regulation, supervision, compliance, and risk.
142
indexed records
123
dated records
Nationwide Multistate Licensing System
NMLS-NEWS
State and Agency News / Proposals / Release Notes
State licensing, reporting, system change, proposals for comment, and multistate operational-change discovery.
73
indexed records
73
dated records
Nevada Financial Institutions Division
NV-FID
Enforcement, Rulemaking, Guidance, and Program Issuances
Nevada Financial Institutions Division enforcement actions, regulatory adoption activity, substantive guidance, and program-specific regulatory issuances.
151
indexed records
146
dated records
New York State Department of Financial Services
NY-DFS
Regulatory Activity and Industry Guidance
NYDFS proposed and adopted rules, industry letters, guidance, hearings, cybersecurity resources, and virtual-currency financial-services developments.
479
indexed records
417
dated records
Office of Foreign Assets Control
OFAC-REC
Recent Actions, FAQs, Guidance, and Civil Penalties
OFAC Recent Actions, FAQs, general licenses, press releases, civil penalties, settlements, and compliance guidance.
126
indexed records
126
dated records
Office of Foreign Assets Control
OFAC-LISTS
Sanctions List Service and List Data
Machine-readable sanctions list data and related technical delivery/schema changes.
134
tracked list states
List data
and technical delivery
Office of the Comptroller of the Currency
OCC-HBK
Comptroller's Handbook
Comptroller's Handbook booklets and expanded procedures relevant to examination scope, evidence, risk framing, and test design.
92
indexed records
92
dated records
Office of the Comptroller of the Currency
OCC-BULL
OCC Bulletins
OCC bulletins announcing supervisory policy, handbook revisions, regulatory notices, alerts, and rescissions.
48
indexed records
48
dated records
Office of the Comptroller of the Currency
OCC-STATUS
OCC Regulations and Rescinded Issuances
OCC rulemaking and current-status verification, including proposed/final issuances, interpretations, and rescissions.
51
indexed records
51
dated records
Office of the Federal Register
FR-API
FederalRegister.gov API and Daily Document Corpus
Federal rulemaking and notice lifecycle spine for final rules, interim final rules, proposed rules, ANPRMs, notices, corrections, delays, and withdrawals.
1509
indexed records
1509
dated records
Regulations.gov / U.S. General Services Administration
REGS-API
Regulations.gov API
Docket, supporting-document, and comment-window monitoring for federal regulatory actions.
35
tracked documents
Lifecycle
docket and comment state
Texas Department of Banking
TX-DOB
Enforcement, Rulemaking, Guidance, Industry Notices, and Press Context
Texas Department of Banking enforcement orders, rulemaking, supervisory guidance, industry notices, and official press context relevant to Texas-regulated financial-services institutions.
608
indexed records
607
dated records
U.S. Department of Housing and Urban Development
HUD-FHA-ML
FHA Mortgagee Letters
HUD/FHA Mortgagee Letters establishing or revising FHA program requirements, servicing policy, loss mitigation, quality control, claims, origination, and related mortgagee obligations.
56
indexed records
50
dated records
U.S. Department of Justice Civil Rights Division
DOJ-FAIR
Fair Lending News and Speeches
DOJ fair-lending enforcement, settlements, speeches, and official statements relevant to lending and discrimination risk.
46
indexed records
46
dated records
U.S. Government Publishing Office
GOVINFO
GovInfo API and Bulk Data
Authoritative publication-integrity and historical-status source for Federal Register, CFR, public laws, and related official publications.
25
verified records
Integrity
authoritative publication
Regulatory change is only the beginning.
Rulint helps financial-services organizations translate regulatory obligations into independent, defensible compliance testing.
Coverage and use.
Rulint monitors selected authoritative financial-services
regulatory sources. The Regulatory Monitor is an informational
discovery resource and does not represent every regulatory
development, replace an institution's regulatory-change
management program, or constitute legal, compliance, or
regulatory advice. Official-source links are provided so users
can review the underlying material directly.
From Intelligence to Testing
Need to determine what a regulatory development means for your testing program?
Rulint can evaluate the affected requirement, process, control, population, evidence, and existing testing coverage to determine the appropriate testing response.