1. Acceptance of These Terms
By accessing or using rulint.com or other publicly available Rulint website materials, you agree to these Terms of Use. If you do not agree, do not use the website.
2. About Rulint
Rulint Corp. provides independent compliance testing for financial-services organizations, supported by purpose-built technology. The public website describes Rulint's approach, capabilities, regulatory intelligence, insights, and potential testing services.
3. No Client Relationship Through Website Use
Viewing the website, submitting a public testing inquiry, receiving general information from Rulint, or accessing public Regulatory Intelligence or Insights does not by itself create a client, consulting, fiduciary, attorney-client, or other professional engagement.
A testing engagement begins only when Rulint and the applicable client establish the required written commercial and engagement terms.
4. No Legal Advice
Rulint provides compliance testing and testing-related information. Public website content is provided for general informational and professional purposes and does not constitute legal advice, a legal opinion, or a determination of any organization's legal obligations.
Organizations should consult qualified legal counsel or other appropriate advisers regarding legal interpretation, applicability, regulatory obligations, or specific legal questions.
5. Regulatory Intelligence and Insights
Rulint may monitor and organize information from regulators, governmental sources, supervisory materials, enforcement sources, and other authoritative or public sources. Rulint may also publish analysis and testing-oriented commentary.
Regulatory Intelligence and Insights are not guaranteed to identify every relevant development, requirement, interpretation, change, deadline, enforcement action, or jurisdictional obligation. Source availability, publication timing, technical access, classification, and relevance assessment can affect what appears on the website.
When Rulint links to an official or authoritative source, the underlying source controls over any summary, classification, or commentary appearing on Rulint's website.
6. No Guarantee of Compliance or Outcome
No website statement, testing methodology, sample procedure, regulatory summary, technology feature, or testing service can guarantee that an organization is compliant with every applicable requirement or that a regulator, auditor, bank partner, investor, or other third party will reach a particular conclusion.
Testing conclusions depend on the approved scope, applicable testing criteria, population, sampling methodology, evidence provided, testing period, limitations, and other engagement-specific facts.
7. Illustrative and Demonstration Materials
Rulint may display synthetic examples, demonstration interfaces, sample testing scenarios, representative workflows, or illustrative reports to explain its methodology and technology.
Unless expressly identified otherwise, demonstration organizations, transactions, populations, findings, reports, and testing outcomes are illustrative and should not be interpreted as information about an actual client or engagement.
8. AI-Assisted Functions
Rulint may use artificial-intelligence tools to assist selected research, drafting, classification, extraction, structuring, or analysis activities.
AI-assisted outputs can contain errors, omissions, or incomplete interpretations. Rulint's use of AI does not eliminate the need for appropriate human review, testing judgment, QA, evidence evaluation, or approval where required by the applicable workflow.
9. Public Testing Intake
The public testing-intake form is provided for preliminary, non-confidential business scoping.
Do not submit through the public form:
- customer or borrower information;
- production data or files;
- passwords, credentials, or authentication secrets;
- privileged legal communications;
- confidential evidence; or
- other sensitive information that is not required for initial scoping.
If an engagement requires sensitive or confidential information, Rulint and the client should establish the appropriate exchange method and governing terms before that information is provided.
10. Intellectual Property
The Rulint name, logos, website design, original text, testing methodologies, diagrams, software interfaces, workflows, reports, graphics, and other original Rulint materials are owned by or licensed to Rulint and may be protected by intellectual-property laws.
You may view and use publicly available website materials for legitimate internal business evaluation and informational purposes. You may not reproduce, republish, sell, license, misrepresent, commercially exploit, or create misleading derivative materials from protected Rulint content without authorization.
Governmental, regulatory, and third-party materials referenced by Rulint remain subject to the rights and terms of their respective owners or issuing authorities.
11. Acceptable Use
You may not use the website to:
- attempt unauthorized access to any Rulint system or account;
- circumvent authentication, access controls, rate limits, or security measures;
- probe, scan, exploit, or interfere with the website or infrastructure without authorization;
- upload malicious code or conduct fraudulent or unlawful activity;
- impersonate another person or organization;
- submit information you are not authorized to provide;
- conduct automated activity that materially burdens, disrupts, or degrades the website or services; or
- use Rulint content in a deceptive or misleading manner.
12. Third-Party Links and Sources
The website may link to regulatory agencies, government websites, publishers, professional networks, or other third parties. Those websites are independently operated. Rulint is not responsible for their availability, content, security, privacy practices, or terms.
13. Website Availability and Changes
Rulint may add, modify, suspend, remove, or discontinue public website content, features, regulatory records, classifications, or services at any time.
Rulint does not guarantee uninterrupted, error-free, or continuously available operation of the public website.
14. Disclaimer of Warranties
To the maximum extent permitted by applicable law, the public website and publicly available materials are provided on an "as is" and "as available" basis without warranties of any kind, whether express, implied, statutory, or otherwise.
Rulint disclaims, to the maximum extent permitted by law, implied warranties of merchantability, fitness for a particular purpose, non-infringement, accuracy, completeness, and availability with respect to the public website and public materials.
15. Limitation of Liability
To the maximum extent permitted by applicable law, Rulint and its officers, employees, contractors, and agents will not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages, or for loss of profits, revenue, data, business opportunity, or goodwill arising from or relating to use of or inability to use the public website or reliance on publicly available website materials.
Nothing in these Terms limits liability that cannot legally be limited or excluded.
16. Privacy
Rulint's collection and handling of information through the website is described in the Privacy Policy.
17. Changes to These Terms
Rulint may update these Terms as its website, services, technologies, or legal requirements change. Updated Terms become effective when posted with a revised effective date unless otherwise stated.
18. Severability
If any provision of these Terms is determined to be invalid or unenforceable, the remaining provisions will remain in effect to the extent permitted by law.
19. Contact
Questions concerning these Terms may be submitted through rulint.com/intake. Identify the request as "Terms / Legal." Do not include confidential client data, passwords, credentials, or privileged material in the public form.